The way we work, and retire, is changing.

Gone are the days when we would work in the same place for 40 years, reach the State Pension Age and collect a leaving present, never to return.

More of us are now retiring early. While 60 to 65 is no longer seen as old, if you are to have a financially secure retirement it takes careful planning. That means thinking about things months, or even years before you plan to finish working.

Using our knowledge and experience, we’ve pulled together a list of 15 things you should think about before you retire. For example:

• What type of retirement do you want?
• How much State Pension will you get? And when?
• Is early retirement a possibility?

Once you’ve had a read, you may have further questions specific to your own retirement plans. We’d be happy to help. You can even arrange a no-obligation meeting or phone call to discuss your questions, goals, and learn more about how we can help.

Get in touch on info@focusedfinancial.co.uk or call 01622 804504 to speak to a member of our team.