More people are choosing to gift wealth during their lifetime rather than leaving assets as an inheritance. There are benefits to choosing a living legacy, but there are things you need to consider too, including your long-term financial security and the potential tax implications. According to an Aviva survey, more than half of those over […]
Retiring abroad is a dream for many people. Perhaps you want to get away from the hustle and bustle of a big city and spend your later years in rural France? Or maybe you want to spend your retirement somewhere with warmer weather? The last couple of years have forced some retirees with aspirations of […]
You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on to find out more about what behavioural finance is and how it could affect you. “Behavioural finance” was first coined […]
As autumn approaches, here are seven things you can do to get your home ready for the colder months ahead. They can help you create a more comfortable environment and a space you can enjoy. 1. Check your heating system is operating efficiently No one wants their heating system to fail in the colder months. […]
There are lots of great habits from around the world you can adopt to boost your wellbeing. Even better, some of the most beneficial habits in the world are those that cost little and have been around the longest. Read on to discover 10 tried-and-tested habits from cultures all over the globe that may help […]
The last couple of years have been challenging for investors. Factors outside of your control are likely to have led to your portfolio experiencing volatility. However, while market performance often grabs news headlines and your attention, the short-term movements of your portfolio shouldn’t be your main focus. Market volatility characterised the first half of 2022 […]
When you start thinking about how you’ll create an income in retirement, it’s probably your pension that comes to mind. Yet, if your estate could be liable for Inheritance Tax (IHT), it could make sense to use other assets first. IHT is paid after you pass away if the value of all your assets exceeds […]
It can be easier than you think to lose your retirement savings. In fact, estimates suggest thousands of savers have forgotten about pensions that could support their retirement goals. 31 October marks National Pension Tracing Day, so it’s the perfect time to review your savings and see if you could reclaim lost money. As you […]
Some of the decisions you make as you retire could affect your income and lifestyle for the rest of your life. Yet, data suggests that many retirees aren’t taking financial advice and it could mean they face hardship in the future. According to the Great British Retirement Survey, only 27% of retirees in 2021 sought […]
Often, when trying to get back into the habit of reading, starting a new book can be the most daunting step. But with the National Library of Medicine research suggesting that reading for pleasure carries countless benefits, such as preventing age-related cognitive decline and giving you a greater insight into human nature, it is a […]
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