Have you noticed your mood changing as the nights start to draw in? You’re not alone. In fact, researchers believe that around 3% of people are affected by seasonal affective disorder (SAD), otherwise known as “winter depression”. However, there are some simple steps you can take to reduce the impact the winter blues have on […]
The changing of the seasons has inspired hundreds of traditions and celebrations across the world, from ones that are still popular today to those that have almost died out over time. If you’re looking for fun events to take part in with your family this autumn, why not experience some of these incredible festivals happening […]
The study of how psychology affects financial behaviours is fascinating. Understanding the basics could improve your relationship with money and how it influences your financial decisions. Behavioural finance looks at how psychological influences and biases affect the behaviour of investors. It aims to understand why people make certain financial choices and the effect it could […]
If you take a proactive approach to managing your wealth, you could reduce how much Inheritance Tax (IHT) your estate may be liable for when you pass away. Last month, you read about what IHT is and when estates become liable to pay it. Now, read on to discover some of the shrewd strategies you […]
In a historic victory, the Labour Party won a majority in the 4 July 2024 general election. After 14 years of Conservative government, you might be wondering what the change means for you and your financial plan. Since Keir Starmer took office, a day has barely passed without headlines speculating about the changes Labour will […]
Even for professional investors, consistently delivering above-average market returns on investments is challenging. Those who have delivered high returns over a long time frame are remembered among the world’s greatest investors. While you may not have the same resources that a professional investor may have at their disposal, you could learn valuable lessons from their […]
When you think about what you want the future to look like, it’s probably not the value of your assets that comes to mind first. Instead, you might think about the experiences you want or the wellbeing of your loved ones Yet, to build the life you want, money is usually an important factor. While […]
With summer finally here, it’s the perfect time to enjoy the warmer weather by exploring the great outdoors. Yet, although the 2021 census found that 87% of UK households have a garden, many people overlook the simple joy of spending more time looking after it. As well as allowing you to cultivate a beautiful outdoor […]
Every day you’ll take mental shortcuts, known as “heuristics”, to help you solve problems quickly. This can be incredibly useful in some circumstances and help you avoid becoming overwhelmed by decisions. Yet, when you’re making large decisions, including how to handle your finances, it could be harmful. Heuristics are necessary for people to navigate their […]
Identity theft is a significant problem in the UK. Indeed, Infosecurity Magazine reports that 4.3% of the population – that’s 1.9 million Brits – had their identity stolen and used by fraudsters to open a financial account in 2023. Your private information is incredibly powerful. You can use it to take out loans and credit […]
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