House prices have reached record highs this year. While you may be pleased the value of your home is increasing, it may also mean you now need to consider Inheritance Tax (IHT). Or if IHT already plays a role in your plans, they may need updating. A combination of rising demand, the Stamp Duty holiday, […]
What are your plans for your first few years of retirement? Being able to take a tax-free lump sum from your pension can open up a whole host of possibilities. But would you be better off leaving your money invested? When Pension Freedoms were introduced in 2015, it gave retirees more flexibility. One of the […]
Every year, the State Pension triple lock is debated. The government has already ruled out scrapping the State Pension guarantee, but the pandemic could mean it costs far more than expected. If you’re a pensioner, you could see your income enjoy a record rise. What is the State Pension triple lock? The triple lock guarantees […]
Pension Awareness Day is just around the corner and is the perfect time to review your pension to make sure you’re getting the most out of it. So, ahead of 15 September, here are seven things you can do to get your pension into shape. 1. Check your pension savings Start by looking at the […]
If you’re a fan of wildlife, you don’t have to travel as far as you might think when planning a wildlife spotting trip. The UK has an abundance of landscapes to explore that are home to an incredible array of wildlife, from soaring birds to those you can glimpse beneath the waves. If you’ve yet […]
Interest rates have been below 1% for 12 years. If you’re a saver, that means you’ve likely been receiving very little interest from your savings. One alternative option you may be considering is an account with a prize draw, but are they worth it and do they make sense for you? Premium Bonds have been […]
Millions of people are missing out on financial advice that could help them reach their goals because of misconceptions, research finds. Speaking to a financial planner can help you organise your finances, understand the impact of your decisions, and make sure you’re on track to reach future goals. According to Royal London, 9.4 million people […]
How much do you need to live the retirement lifestyle you want? It’s a question that’s on the mind of many people as they near their retirement date. Now research suggests that couples need an income of £26,000 to live comfortably, but if you want some luxurious extras, that needs to rise to £41,000. Which? […]
City and town centres have been hugely impacted by the pandemic. While the number of offices may dwindle, property developers are reportedly snapping up urban developments to turn them into retirement villages. It could offer retirees considering these types of properties far more choice. While moving out of your home and into a retirement village […]
You may read in the news over the weekend that Aviva Investors have taken the decision to close the Aviva UK Property Fund. I am slightly surprised, though not at all alarmed, that they have decided on this course of action. I cannot say for sure but I think there are a few factors that […]
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