While the coronavirus pandemic has affected the health of hundreds of thousands of people worldwide, it has also had a devastating effect on small and medium-sized businesses in the UK and beyond. Following a £12 billion package of measures announced in the Budget, the Chancellor has since unveiled a substantial support package designed to help […]
As the coronavirus pandemic continues to dominate world headlines, here’s what it might mean for your pension and retirement plans. The pandemic has created uncertainty in economies around the globe. As a result, stock markets have experienced shocks and over the last few weeks have seen significant falls. Fears of a recession following the pandemic […]
Over the last few months, speculation that the Bank of England would increase its base interest rate has been mounting. However, the impact of Covid-19 has changed that, leading to the central bank making two cuts to the interest rate in quick succession. Coinciding with the 2020 Budget, the base rate was cut from 0.75%, […]
World Book Night – a national celebration of the joy of books and reading – turns ten this year. On the night of 23 April, tens of thousands of free books will be handed out to organisations across the country. The event is run by the Reading Agency charity, and it aims to help tackle […]
If you find yourself with a lump sum – perhaps through an inheritance, a bonus or because an investment has matured – you may be wondering what you should do with it. One of the common questions that we’re asked is ‘should I pay off my mortgage with a lump sum, or should I invest […]
Back in 2017, more than 35,000 term life insurance policies paid out an average of more than £78,000. Nearly every claim was paid (98%) and tens of thousands of families/beneficiaries were supported following an unexpected bereavement, to the tune of £2.79 billion. However, HM Revenue and Customs figures from the same tax year (2016/17) show […]
When you picture your retirement, what do you imagine? For some, it may be relaxing on holiday or spending more time with loved ones. But more retirees are choosing this time to launch a business. Whilst retirement may have once been exclusively been associated with putting your feet up and unwinding. Today, it’s a milestone […]
One of the reasons why pensions are an excellent way to save for retirement is the tax relief you benefit from. Yet, figures suggest that pension savers could be missing out on millions of pounds that could boost their pension fund. What is pension tax relief? To encourage workers to save for retirement, the government […]
Being self-employed comes with many perks, but it will mean you need to take more responsibility for your income and financial security too. From managing incoming work though to submitting tax returns, there are extra tasks you’ll be faced with. One of them is organising your pension. Most people traditionally employed will now benefit from […]
Superfoods are big business. With trendy new foodstuffs declared ‘super’ each year, often with highly attractive health claims and celebrity endorsements attached, they can appear too good to pass up. But what are superfoods? Do they even exist? And which ones are we all going to be eating in 2020? What are superfoods? A superfood […]
If you would like to speak to a member of our team, please enter your details below and we will be in touch.