Insufficient financial education could harm the long-term prosperity of younger generations

You may be diligently saving a nest egg for children or grandchildren. Yet, without financial education, your efforts might not be as useful as you expect. Research suggests many children aren’t receiving sufficient financial education at school, leaving them ill-equipped to manage their finances as adults. Financial education was added to the national curriculum in […]

The difficult but important estate planning conversations to have with your family

An estate plan sets out how you’d like your assets to be managed and distributed during your life and when you pass away. It often involves thinking about difficult topics, such as what your funeral preferences or who you’d like to receive heirloom possessions. Once you’ve created an estate plan, it can be tempting to […]

Phasing into retirement: The emotional and financial benefits

Last month, you read about how retirement is changing, with almost half of workers aged over 50 exploring phasing into retirement. There are plenty of reasons why more people are considering a gradual retirement, including the emotional and financial benefits this option could offer. A gradual retirement could help you retain a sense of purpose […]

Guide: The compounding effect: How it could boost or harm your finances

When a 1920s ad referred to compound interest as “the eighth wonder of the world”, the quote was left unattributed. But that didn’t stop it from becoming synonymous with the celebrated physicist, Albert Einstein. The link was likely intended to lend credibility to a statement that at first glance seems bold. And yet, compounding could […]

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