How to balance philanthropy with your long-term financial security

Using your wealth to support good causes might be one of your priorities. Yet, the challenges of balancing philanthropy with your long-term financial security and that of your loved ones might mean you’re hesitant to give back during your lifetime. Read on to find out how a financial plan could give you confidence. Philanthropic giving […]

3 insightful pieces of data that could help you remain calm during market volatility

When you read that investment markets have fallen you might feel nervous or scared about the effect it could have on your future. Emotions like these sometimes lead to impulsive decisions that aren’t always in your best interest when you consider the long term. So, read on to discover some insightful pieces of data that […]

74% of financial advice from social media leads to an “undesired outcome”

There’s an abundance of unregulated financial advice available, and research suggests it could harm your security and long-term plans. Whether you receive advice through social media or follow the financial decisions of friends, you could take more risk than is appropriate or miss out on opportunities. Read on to discover some of the potential perils […]

Long-term expectations

Returns from diversified equity-bond portfolios have been disappointing of late. For instance, over the last 12 months, the average of funds in the Investment Association’s three ‘mixed investment’ sectors (0-35% shares, 20-60% shares and 40-85% shares) have returned between -0.7% and 1.0%. Increased long-term interest rates have encouraged negative returns from bond investments and acted […]

A few thoughts on markets

A hand holding up a 12-sided £1 coin.

In the year-to-date, and including Friday’s moves, the pound has lost a whopping -19.3% from its exchange value with the US dollar. Around -3.3% of that came on Friday. In fact, you’d be hard-pressed to find a currency that hasn’t lost out against the dollar this year. The euro is down -14.2% vis-a-vis the dollar, […]

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