Do you find pension information confusing? You’re not alone; 50% of people in the UK describe the information they receive about their pension as “overwhelming”, according to a Standard Life study. Fortunately, there are places where you can seek guidance or advice. The survey found 83% of people think financial advisers offer useful support. If […]
Inheritance Tax (IHT) can affect what you leave behind for loved ones. It’s essential you understand if it’s something you need to think about, as there could be steps you can take to reduce a potential bill. Over the last few months, you’ve read about what estate planning is and how to calculate the value […]
Since Gutenberg invented the printing press, over 100 million books have been published worldwide. This vast selection of fiction from every genre and country can provide hours of entertainment, but it can also make deciding on your next read difficult. Luckily, some of these novels stand out from their companions due to their unique format. […]
When you look at investment performance with the benefit of hindsight, you may think you could predict how markets will move. Yet, markets are unpredictable and expert forecasts prove how difficult timing the market is. Every investor has heard the advice “buy low, sell high”. So, it can be tempting to try and guess how […]
There are now more chances to win through Premium Bonds as the prize rate reaches a 15-year high. So, what are your odds of becoming a millionaire overnight and are they worth it? Read on to find out. Premium Bonds were first introduced in 1956 to encourage more people to save. They’re issued by National […]
Rishi Sunak is reportedly drawing up plans to provide a “midlife MOT” to assess the financial health of workers and retirees. Taking stock of your finances in your 40s and 50s could lead to greater financial freedom in the future. Read on to discover five initial steps you can take to review your wealth. Sunak’s […]
High inflation means retirees could need to increase their budget by almost 20% to maintain the same lifestyle, research suggests. If you’re drawing an income from your pension, it’s vital you understand whether withdrawing more is sustainable. The UK experienced high inflation throughout much of 2022, and inflation remains above the Bank of England’s target […]
A key part of your estate plan is setting out how you’d like to pass on assets to loved ones. There’s more than one option to consider, so read on to find out more. Your estate plan should consider how you’ll use your assets during your life and what you’d like to happen to them […]
Whether you want to take a closer look at iconic fashion trends or contemporary art, there are incredible exhibitions taking place across the UK this year. These are just a selection of shows that could make the perfect day out. The Rules of Art?, The National Museum of Cardiff, Cardiff Until 4 June 2023 What […]
The number of homeowners turning to equity release to boost their finances is on the rise. While accessing property wealth can be a useful way to supplement your other income, there are things you need to consider first. Equity release provides you with a way to access some of your property wealth while still being […]
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