When you’re saving for the future, one of the key questions to answer is where you’ll place the money. Should you invest? If you do, what type of investment is right for you? It can be difficult to decide what to do and one of the first places to get started is to get to […]
Category: Blog
Inheritance Tax is on the rise: Seven ways to mitigate the bill
When estate planning, Inheritance Tax (IHT) can be a concern. Naturally, you want to leave as much as possible to your loved ones and ensure they’re not stressed about paying a bill at what is already a difficult time. Luckily, there are usually many ways you can reduce the IHT your estate will be liable […]
Is your income protected until retirement?
As part of the financial planning process, you may have considered ways to safeguard your income and lifestyle from unexpected events. In some cases, this may have meant taking out a protection product to provide a level of income should something happen. However, an investigation by a newspaper suggests that policies taken out previously may […]
Protecting your money from inappropriate investment products
It’s natural to want your hard-earned savings to grow as much as possible. However, as the saying goes ‘if something seems too good to be true, it probably is’. When we hear about people losing their life savings, it’s often related to scams and fraudsters. However, recent headlines show that getting sucked into inappropriate products […]
Premium Bonds: What are they and should you purchase them?
Premium Bonds have been around since 1956 but they’ve recently been in the headlines again after the technology behind the popular saving option has been revamped. But before you put your hand in your pocket, it’s crucial to understand what Premium Bonds are and how they can potentially offer you a return. Firstly, despite the […]
Planning for your golden years: New experiences top priorities
In the past, retirement may have been associated with slowing down and taking it easy. But that’s no longer the case. Thousands of retirees are looking forward to giving up work to enjoy an exciting pace of life and gain new experiences. With more freedom and choice than ever before, it’s becoming more important to […]
Early retirement: Why preparation is key
For many, early retirement is a dream. If giving up work before you reach State Pension age is something you’re hoping to achieve, planning as soon as possible can help turn it into a reality. Retirement at any stage requires planning and preparation. But if you’re hoping to give up work sooner than the traditional […]
Using your pension as an inheritance
When it comes to planning how your estate will pass to your loved ones, there could be a crucial element that you’re missing; your pension. While you’ve probably thought about who you’d like to inherit your home, investments and savings, pensions are often forgotten about. It’s easy to see why, after all, while you regularly […]
What you need to know about your pension if you continue to work
As you approach traditional retirement age, you may decide that it’s not the right time for you to give up work yet. It’s part of a wider trend and there are any number of reasons you may decide to continue working. However, there are some key things to understand about your pension first. Phased retirement […]
The impact of investment performance on your pension
Whether you have a Workplace Pension or are paying into a Personal Pension, you may have experienced the performance changing dramatically over the last 12 months. The value of the money stored away for your retirement may have decreased. When you look at how the value has changed, it’s natural to worry about the impact […]