Figures suggest that many households aren’t saving enough to be financially secure in retirement. Calculating what income you’d need to reach retirement goals before the milestone could mean you’re in a better position to reach them. According to a report in PensionAge, only 43% of baby boomer households below the age of 65 are on […]
How much does bias affect your financial decisions? While you may try to make decisions based on facts, it can be much easier than you think to overlook when your decisions are being influenced by emotions or bias. Last month, you read about why bias occurs and how it can lead to “irrational” decisions through […]
In recent weeks, there has been an almost perfect storm of events that have conspired to unnerve markets around the world, including: The Russian invasion of Ukraine Rising inflation across the developed world Steep rises in the cost of energy for both domestic and business customers Ongoing Covid concerns Continuing global supply chain issues. As […]
Sustainability has become a key topic for governments, businesses and communities around the world. If you want to reduce the impact your lifestyle has on the environment, it can be difficult to know where to start. Our latest guide looks at 10 changes you can make to your life to reduce your carbon footprint, limit […]
As the nights draw in, a game night is a great way to spend time with family. If you’re looking for some board games to add to your collection, these seven should be on your list. Whether you want to show off your movie knowledge or are looking for something a little different, there’s something […]
More over-55s are choosing not to downsize their homes. The sense of community they enjoy in their current home and the space it affords them means the next generation of retirees are more likely to stay in their current home. It’s a choice that could lead to a better quality of life in retirement if […]
Your State Pension may only make up a relatively small portion of your retirement income, but it’s an important part of it, and so it’s crucial you understand your entitlement. The recent news of underpaid State Pensions shows that many people don’t know how much they should receive. More than £1 billion unpaid to pensioners […]
Accessing and paying for care have become big issues. As more people reach old age, more people will inevitably need some level of support as they get older. Now, the government has taken steps to fund social care and limit the cost to individuals. So, how does the new care cap work and who will […]
Hopefully, you head into retirement confident in your finances and your retirement income. While your financial commitments and dependents may be fewer in retirement, it’s still important to have a safety net to fall back on when you need it most. According to a report in Money Age, 49% of those aged over 65 describe […]
Figures suggest that an increasing number of people plan to work past the traditional retirement age. There are a variety of reasons for doing so and it also could help secure your long-term finances. If it’s something you’re thinking about, there are some things you need to consider. Almost half of over-50s expected to be […]
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