November marks Talk Money week, an initiative that aims to encourage more people to talk about their finances. In the UK, personal finances can be something of a taboo subject. It’s not something we widely discuss. But whether it’s chatting with your partner or your financial planner, there are a lot of reasons why we […]
Figures show a huge surge in the number of people making voluntary National Insurance contributions to top up their State Pension record. It could help you increase your retirement income but there are some things to be aware of before you proceed. The State Pension often provides a foundation to build your retirement income on. […]
Thousands of retirees access their pension every year. However, it can still involve making many challenging decisions. How should you access your savings? What is a sustainable annual income? What can you do to minimise tax? Understanding the pitfalls to avoid when you first access your pension can help you build a retirement income that […]
A bucket list should be personal, fun and help you accomplish the things you want in life. We often talk about things that are on bucket lists, whether it’s travelling to a new destination or trying your hand at something different, but have you ever written down your ideas? Putting together a bucket list can […]
Figures suggest retirees are shunning downsizing. Moving to a cheaper home used to be a common way to unlock wealth tied up in property to fund retirement. However, a new trend means that over 55s are more likely to plan to remain in their current home. According to research from Nationwide: Only a third (36%) […]
Banks scams are on the rise and becoming more sophisticated. Every year, thousands of people are duped into authorising payments to fraudsters that they may not be able to receive compensation for. Understanding how criminals operate could help protect your money. According to figures from Finance UK, more than £616 million was stolen by criminals […]
Credit scores are a critical part of your financial wellbeing, particularly when you’re seeking to borrow money. However, whether you’re hoping to be approved for a mortgage or simply want to check your score, there’s a lot of myths floating around. First, what is a credit score? A credit score is a tool that potential […]
Auto-enrolment has seen millions more saving into a pension. However, research suggests that those aged over 60 are far more likely to opt-out of their Workplace Pension scheme. Whilst it’s understandable that you may decide not to pay into a pension as you approach retirement, what could it cost you? Auto-enrolment means that the majority […]
Retirement is often a milestone that’s eagerly anticipated. Many of us think about handing our notice in for the last time, having more free time to do what we like and simply relaxing. However, the reality doesn’t always live up to expectations and many don’t want to ‘retire’ in the traditional sense. When you think […]
Are you expecting to receive an inheritance at some point in your life? Whilst many of us know loved ones hope to leave something behind for family, it seems that people are increasingly relying on an inheritance to achieve their aspirations. According to a survey, one in seven young adults expects to inherit money before […]
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