5 unexpected lessons you can learn about finances from Roald Dahl

Five children sitting in a line reading books.

Roald Dahl’s books are known for colourful characters, fantastic adventures, and simply being fun. As a child, they’re the perfect books for capturing your imagination. As an adult, you can even find some unexpected money lessons nestled among the talking creatures and magic. Here are five financial lessons you can learn from the stories of […]

5 crucial things you need to consider when reviewing your estate plan

A grandfather using a laptop with his adult son and grandchild.

If you have an estate plan, you shouldn’t simply forget about it. Instead, regular reviews can help ensure it continues to reflect your wishes and circumstances. Sometimes you may have a specific reason to review your estate plan. Life milestones can often cause you to reflect on the steps you’ve previously taken. Experiences like getting […]

Why September’s inflation rate could deliver a bumper boost to your State Pension

An older couple walking through a park.

For months, you’ve probably heard about the cost of living crisis and how it means your budget needs to stretch further. However, if you collect the State Pension, the high rate of inflation could mean it increases by a record amount in the 2023/24 tax year. The State Pension benefits from something known as the […]

Income Tax freeze means 1 in 5 could pay the higher rate by 2024/25. Here’s how you could reduce your liability

A woman looking through some paperwork with a laptop in front of her.

Last year, former chancellor Rishi Sunak announced that he would freeze Income Tax thresholds until 2026, and it means far more people will be paying the higher- or additional-rate tax in the future. Coupled with the freeze, it’s anticipated that wages will rise at a faster pace than expected thanks to high levels of inflation […]

Should you voluntarily pay National Insurance contributions to boost your State Pension?

An older couple walking through a park as one pushes a bike.

The State Pension is often an important part of your retirement income, so should you top up your National Insurance contributions (NICs) to increase it? Even if you have other pensions or income in retirement, your State Pension can be valuable. As it’ll be paid from when you reach State Pension Age for the rest […]

Get in touch

If you would like to speak to a member of our team, please enter your details below and we will be in touch.

    Please read our Privacy Notice.

    Please click this box to confirm you fully understand and accept the Privacy Notice.

    Focused Financial
    Privacy Overview

    This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.