The Bank of Mum and Dad has become an integral part of the property market. Many first-time buyers would struggle to secure a home without the help of their parents and other family members. However, support doesn’t have to mean handing over a lump sum to use as a deposit, as there are other options. […]
Investment funds often make up an important part of an investment portfolio and overall financial plan. If you’re not sure how they work or why they can complement your goals, find out here. When you think of investing, you may imagine investing in individual companies through purchasing stocks or shares. While this is possible and […]
Do you have a Lasting Power of Attorney (LPA) in place? If you don’t, it could leave you in a vulnerable position if you’re unable to make decisions for yourself, such as after an accident or illness. Losing the mental capacity or ability to make decisions for yourself is something no one likes to think […]
When you’re nearing retirement there are a lot of big decisions you need to make. From when to retire to how much income to take from your pension, how long you will spend in retirement is a crucial piece of information. And it’s not something you should put off thinking about until you’re ready to […]
Figures suggest that workers nearing retirement could find they’re facing a significant income shortfall later in life. Understanding how your pension savings will add up before you retire is crucial for creating long-term financial wellbeing. According to a report from the Social Market Foundation, people approaching retirement are facing a pension shortfall of almost £250,000 […]
Back in October 2021, Brooklyn-based software developer Josh Wardle designed a simple online game that his crossword-loving partner would enjoy playing during lockdown. After sending it to his family WhatsApp group, it was launched to the public in November with an initial 90 players. Now, Wordle has become a global phenomenon. Millions of players tackle […]
May is National Walking Month and, as the weather starts to improve, it’s the perfect time to plan a hike in some of the UK’s most beautiful locations. National Walking Month aims to encourage people to walk more every day. It can help improve your mental and physical wellbeing, as well as reducing your carbon […]
The 2022/23 tax year has only just started, but you should already start thinking about how you’ll use your allowances over the next 12 months. It can help maximise your assets. In the 2022/23 tax year you can deposit up to £20,000 into ISAs. If you don’t use this allowance before the end of the […]
A will is the only way for your wishes to be legally enforceable when you pass away. However, it’s becoming more common for families to dispute wills. So, what can you do to ensure your will is upheld? In most cases, a will is followed, and families will respect the wishes of the deceased. But […]
If you’re nearing retirement, you may be starting to think about planning the next stage of your life. What steps spring to mind? You may prioritise organising your pension, claiming your State Pension, or reviewing how much you have in a savings account. These steps are important for creating security, yet good retirement planning goes […]
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