If you opened a defined contribution (DC) pension in the 1990s or 2000s, the charges you’re paying could be higher than comparable pensions opened more recently. Between now and your retirement, the difference could add up to thousands of pounds. Research conducted by the Institute for Fiscal Studies found that many older DC pensions deliver […]
If you want to get away in the UK, you don’t have to opt for a typical bed and breakfast. If you’re looking for something a little bit different, there are plenty of quirky and unusual hotels and holiday lets available to book for an Easter break or summer holiday. Here are just 10 of […]
When you think of falling for a scam, you may think of being duped to hand over personal information or make payments. But some fraudsters are targeting one of your most valuable assets – your home. Someone stealing your home can seem impossible, and worryingly, you may not notice until it’s too late. According to […]
It’s been five years since the Royal Mint introduced the 12-sided £1 coin. In that short time, the value of money and how we use it has changed significantly. When the Royal Mint announced the 12-sided £1 coin it said it was “the most secure coin in the world”. Features like being bimetallic and having […]
Official figures show that the amount paid in Inheritance Tax (IHT) has increased again. As the IHT thresholds are set to remain the same despite rising inflation, more people will need to consider how IHT could affect what they leave behind for their families. According to a report in FT Adviser, IHT receipts between April […]
A significant proportion of retirees are relying on inheritances to fund their later years, but research suggests that it could place their future at risk. According to research from abrdn, almost half of UK retirees fear they will eventually run out of money. A quarter plan to complement their pension and other assets with an […]
As you may know, inflation (or the “cost of living”) has been rising at a faster pace than usual. If you’re retired, the effect of inflation can be more pronounced and it’s important to understand how it could affect your lifestyle now and in the future. The Bank of England (BoE) aims to keep inflation […]
In recent weeks, there has been an almost perfect storm of events that have conspired to unnerve markets around the world, including: The Russian invasion of Ukraine Rising inflation across the developed world Steep rises in the cost of energy for both domestic and business customers Ongoing Covid concerns Continuing global supply chain issues. As […]
Technology means screens have become an integral part of our lives. How many hours each day do you look at a screen? According to a report from Uswitch, UK adults spend half of every day in front of a screen. From working at a computer to browsing the internet on your phone or watching TV, […]
20 March 2022 marks the United Nation’s (UN) International Day of Happiness. After two years of challenges due to the Covid-19 pandemic, looking after your wellbeing has never been more important. The annual International Day of Happiness is a global celebration to promote the idea that happiness is a fundamental human goal and calls for […]
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