If you’re struggling for Christmas inspiration when searching for gifts for children, then don’t panic, there’s sure to be something that will delight them in this list. Despite the current economic uncertainty, new research by Rakuten Advertising has found families still plan to celebrate with gifts. Seven in ten people plan to spend the same […]
According to a survey published in the Independent, more than half of Brits took on DIY projects during lockdown. The research found that doing DIY had helped more than two-thirds of people to combat boredom, while another one in three said it meant they would have something to show for their time. Home improvements can […]
Naming a Lasting Power of Attorney is something that we should all do. It’s something that can provide us with security if we’re unable to make decisions. While it’s often something that’s associated with being elderly, it’s just as important for younger generations to take this step too. A Power of Attorney gives someone you […]
When you’re looking forward to retirement, working out your life expectancy may not be something that’s on your mind. Instead, you’re likely to be planning how you’ll spend your time now you’ve reached the milestone. But life expectancy is an important part of retirement planning. Life expectancy is rising. And while pension age has increased […]
The way people see retirement has changed over the years. It’s no longer the stereotypical comfortable slippers and a relaxed lifestyle. Indeed, for many, it’s very much a second life – the time to enjoy doing things they couldn’t because they were too busy working and raising a family. If you’re within a year of […]
Lois Pollock is a client of Focused Financial and Founder of Education & Health Trust Uganda. Over the past seven months of the Covid-19 lockdown and restrictions in the UK, I’ve been busy maintaining the work of Education & Health Trust Uganda (EHTU). Unlike the UK, Uganda has no welfare system of any kind and […]
The nights are drawing in and it can affect our mood. If you’re suffering from the winter blues, there are some things you can do to improve your outlook. Seasonal Affective Disorder (SAD), sometimes known as winter depression, is a type of depression that comes and goes with a seasonal pattern. It’s usually linked to […]
The days are getting darker and chillier and you may have plans to stay inside where it’s cosy. But getting out and about can boost your mood, plus frost and beautiful winter-flowering plants mean a walk can be magical this time of year. The National Trust boasts some stunning gardens that are just as beautiful […]
It should come as no surprise that we believe financial advice adds real value to the lives of our clients. While the financial benefits of advice are often discussed, the value it can add in terms of wellbeing is sometimes overlooked but is just as valuable. The improvements to wellbeing that financial advice can offer […]
We know that investments come with risk and the value of your investments can fall. With risk linked to potential rewards, it can be difficult to know how much risk is appropriate for you. When we make financial decisions, lots of factors can influence what you decide. This may include emotional factors or bias, which […]
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