Brits planning for retirement are shunning a traditional ‘cliff-edge’ approach. Instead, as life expectancy increases, we’re more likely to view retirement as a transition. While it presents an opportunity to pay into a pension for longer, it comes with challenges too. Being prepared for retirement is crucial, whether you hope to transition into a new […]
Want to learn something new but can’t seem to find the time to dedicate to it? Using an app on your phone is the perfect way to pick up small chunks of knowledge when it suits you. From listening during a commute to watching a quick video during lunch, it’s an excellent way to make […]
Earlier this month marked National Work Life Week, which aims to encourage both employers and employees to focus on wellbeing and striking the right balance between work and life. The pandemic has accelerated trends in working practices, more people are working from home than ever before, which has helped create a better work-life balance for […]
Last month, the first children to benefit from Child Trust Funds were able to access them. So, what are they and if your child or grandchild has one, what are the options? Child Trust Funds were introduced in April 2005 by the then Labour government. The government automatically opened a Child Trust Fund in the […]
We all know that budgeting is important. It can help us make the most of our money and identify where savings can be made. A budget can help you meet goals, whether they’re just a few months away or you’re looking many years ahead. While a budget is likely to conjure images of complicated spreadsheets […]
From 2028, you won’t be able to access your Personal Pension until the age of 57. The government’s decision could affect your retirement plans and it’s important to review what it means for your future. The government previously stated it intended to increase the age people could access their Personal Pensions, currently set at 55. […]
Financial advice can add real value to your life. Our guide looks at the ways financial advice can help you reach your goals and improve wellbeing. From improved financial security as assets grow to confidence in your long-term plans, financial advice can deliver numerous advantages. Research shows that financial advice benefits those that take it. […]
For our final blog in our financial bias series, we’re going to look at some of the steps you can take to reduce the impact of biases when making decisions. We’ve already looked at what financial bias is, where bias can come from and some of the most common types of financial bias. Financial bias […]
Are you thinking about relocating in retirement? Every year, thousands of over-65s decide to move to a new location to enjoy their retirement. Data from the Office for National Statistics found that leaving urban areas in favour of rural locations, the coast and areas of outstanding natural beauty, continue to be the trend. There are […]
Supporting worthy causes is often something people want to include in their financial plan, whether through regular donations or a charitable legacy in their will. The good news is that to encourage charitable giving, there are tax breaks you can benefit from too. If you’re thinking of supporting a charity, now could be a perfect […]
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