Figures suggest retirees are shunning downsizing. Moving to a cheaper home used to be a common way to unlock wealth tied up in property to fund retirement. However, a new trend means that over 55s are more likely to plan to remain in their current home. According to research from Nationwide: Only a third (36%) […]
Banks scams are on the rise and becoming more sophisticated. Every year, thousands of people are duped into authorising payments to fraudsters that they may not be able to receive compensation for. Understanding how criminals operate could help protect your money. According to figures from Finance UK, more than £616 million was stolen by criminals […]
Credit scores are a critical part of your financial wellbeing, particularly when you’re seeking to borrow money. However, whether you’re hoping to be approved for a mortgage or simply want to check your score, there’s a lot of myths floating around. First, what is a credit score? A credit score is a tool that potential […]
Auto-enrolment has seen millions more saving into a pension. However, research suggests that those aged over 60 are far more likely to opt-out of their Workplace Pension scheme. Whilst it’s understandable that you may decide not to pay into a pension as you approach retirement, what could it cost you? Auto-enrolment means that the majority […]
Retirement is often a milestone that’s eagerly anticipated. Many of us think about handing our notice in for the last time, having more free time to do what we like and simply relaxing. However, the reality doesn’t always live up to expectations and many don’t want to ‘retire’ in the traditional sense. When you think […]
Are you expecting to receive an inheritance at some point in your life? Whilst many of us know loved ones hope to leave something behind for family, it seems that people are increasingly relying on an inheritance to achieve their aspirations. According to a survey, one in seven young adults expects to inherit money before […]
Changes to how savings are taxed means ISAs (Individual Savings Accounts) may not be as attractive as they once were. However, there are still plenty of reasons why ISAs should be part of your financial plan. ISAs were first introduced 20 years ago in a bid to encourage more people to save. An ISA is […]
When you think of financial risk, it’s probably potential investment losses that come to mind. But not taking enough risk with your wealth can be just as damaging financially. News that UBS, the world’s largest wealth manager, will introduce a penalty for clients that hold a large portion of their assets in cash accounts gives […]
More people are paying into a pension than ever before. Yet, millions are still worried they’ll never be able to retire. If you have concerns about the retirement lifestyle you will be able to afford, there are often steps you can take to improve this. First, the good news: the number of people saving enough […]
Retirement isn’t often associated with boosting your activity and fitness levels. But remaining in good health is important and can help you get far more out of life. We’ve got nine tips for embracing an active lifestyle after you’ve given up work. When you think of retirement, it’s probably relaxation and kicking back that first […]
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