Over the last few months, speculation that the Bank of England would increase its base interest rate has been mounting. However, the impact of Covid-19 has changed that, leading to the central bank making two cuts to the interest rate in quick succession. Coinciding with the 2020 Budget, the base rate was cut from 0.75%, […]

World Book Night – a national celebration of the joy of books and reading – turns ten this year. On the night of 23 April, tens of thousands of free books will be handed out to organisations across the country. The event is run by the Reading Agency charity, and it aims to help tackle […]

If you find yourself with a lump sum – perhaps through an inheritance, a bonus or because an investment has matured – you may be wondering what you should do with it. One of the common questions that we’re asked is ‘should I pay off my mortgage with a lump sum, or should I invest […]

Back in 2017, more than 35,000 term life insurance policies paid out an average of more than £78,000. Nearly every claim was paid (98%) and tens of thousands of families/beneficiaries were supported following an unexpected bereavement, to the tune of £2.79 billion. However, HM Revenue and Customs figures from the same tax year (2016/17) show […]