47% of retirees leave work earlier than expected, but just 31% say they could afford to  4th November 2022

Retiring early is a dream for many. Whether you’re looking forward to putting your feet up or going on an adventure, it’s a huge milestone and it’s important to be financially prepared. Yet, research suggests that many people retiring earlier than expected don’t have their finances in order. According to research from LV=, 47% of […]

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Only 44% of adults are confident choosing and managing their personal pensions

Your pension plays an important role in your retirement. So, it’s natural to worry about if you’re making the right decisions. If you do, research suggests you’re not alone. Just 44% of UK adults are confident choosing and managing their personal pension, according to a report from the Financial Services Compensation Scheme (FSCS). Having confidence […]

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The UK could face a “retirement savings crisis” as workers aren’t putting enough away

Figures suggest that many households aren’t saving enough to be financially secure in retirement. Calculating what income you’d need to reach retirement goals before the milestone could mean you’re in a better position to reach them. According to a report in PensionAge, only 43% of baby boomer households below the age of 65 are on […]

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Behavioural finance: 6 unexpected ways bias could affect your financial decisions

How much does bias affect your financial decisions? While you may try to make decisions based on facts, it can be much easier than you think to overlook when your decisions are being influenced by emotions or bias.  Last month, you read about why bias occurs and how it can lead to “irrational” decisions through […]

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