You have until 5 April 2023 to make the most of your ISA allowance for the current tax year. If you want to boost your savings or investments, adding more to your ISA could make sense. For the 2022/23 tax year, you can add up to £20,000 to adult ISAs. The allowance is for each […]

Are you worried about Inheritance Tax (IHT) or how you’ll pass on your wealth to loved ones? For some people, pensions can provide a way to tax-efficiently leave wealth to family. Here’s what you need to know.  While IHT currently affects around 1 in 20 estates, it’s a concern for many families. As key IHT […]

When you think about retirement planning, what challenges come to mind? While ensuring you have enough saved and that you don’t run out of money are common concerns, there is one you may have overlooked: changing from a saving to a spending mindset. To secure your retirement, putting money away has likely become a habit […]

When you’re deciding how to pass on assets and who you want them to go to, understanding their value, and how this might change, is crucial.  Last month, you read about why estate planning should be part of your overall financial and life plan. Now, read on to discover why getting to grips with what […]