When you start thinking about how you’ll create an income in retirement, it’s probably your pension that comes to mind. Yet, if your estate could be liable for Inheritance Tax (IHT), it could make sense to use other assets first.  IHT is paid after you pass away if the value of all your assets exceeds […]

It can be easier than you think to lose your retirement savings. In fact, estimates suggest thousands of savers have forgotten about pensions that could support their retirement goals. 31 October marks National Pension Tracing Day, so it’s the perfect time to review your savings and see if you could reclaim lost money. As you […]

Some of the decisions you make as you retire could affect your income and lifestyle for the rest of your life. Yet, data suggests that many retirees aren’t taking financial advice and it could mean they face hardship in the future.  According to the Great British Retirement Survey, only 27% of retirees in 2021 sought […]

Often, when trying to get back into the habit of reading, starting a new book can be the most daunting step. But with the National Library of Medicine research suggesting that reading for pleasure carries countless benefits, such as preventing age-related cognitive decline and giving you a greater insight into human nature, it is a […]