When you’re looking forward to retirement, working out your life expectancy may not be something that’s on your mind. Instead, you’re likely to be planning how you’ll spend your time now you’ve reached the milestone. But life expectancy is an important part of retirement planning. Life expectancy is rising. And while pension age has increased […]

The way people see retirement has changed over the years. It’s no longer the stereotypical comfortable slippers and a relaxed lifestyle. Indeed, for many, it’s very much a second life – the time to enjoy doing things they couldn’t because they were too busy working and raising a family.  If you’re within a year of […]

Lois Pollock is a client of Focused Financial and Founder of Education & Health Trust Uganda. Over the past seven months of the Covid-19 lockdown and restrictions in the UK, I’ve been busy maintaining the work of Education & Health Trust Uganda (EHTU). Unlike the UK, Uganda has no welfare system of any kind and […]

The nights are drawing in and it can affect our mood. If you’re suffering from the winter blues, there are some things you can do to improve your outlook. Seasonal Affective Disorder (SAD), sometimes known as winter depression, is a type of depression that comes and goes with a seasonal pattern. It’s usually linked to […]