The way people see retirement has changed over the years. It’s no longer the stereotypical comfortable slippers and a relaxed lifestyle. Indeed, for many, it’s very much a second life – the time to enjoy doing things they couldn’t because they were too busy working and raising a family.  If you’re within a year of […]

Lois Pollock is a client of Focused Financial and Founder of Education & Health Trust Uganda. Over the past seven months of the Covid-19 lockdown and restrictions in the UK, I’ve been busy maintaining the work of Education & Health Trust Uganda (EHTU). Unlike the UK, Uganda has no welfare system of any kind and […]

The nights are drawing in and it can affect our mood. If you’re suffering from the winter blues, there are some things you can do to improve your outlook. Seasonal Affective Disorder (SAD), sometimes known as winter depression, is a type of depression that comes and goes with a seasonal pattern. It’s usually linked to […]

The days are getting darker and chillier and you may have plans to stay inside where it’s cosy. But getting out and about can boost your mood, plus frost and beautiful winter-flowering plants mean a walk can be magical this time of year. The National Trust boasts some stunning gardens that are just as beautiful […]