When you start your career, saving for retirement isn’t likely to be a priority. But more young people are saving into a pension than ever and it pays to understand what it means for your future. Whilst you might have left your 20s behind, you may have children or grandchildren that are finding their feet […]
Are you planning to give children and grandchildren a helping hand to get on the property ladder this year? If so, you’re not alone. As younger generations are struggling to purchase their first home, thousands of parents and grandparents are putting their hand into their pocket. But what does it mean for your long-term financial […]
As we enter a new decade, you may be looking back on the last ten years. Hopefully, you’ve reached a few goals and taken steps towards them. But, if you have a look at how your savings accounts have performed throughout the 2010s, you could be a little disappointed. Since the 2008 financial crisis, interest […]
While it can be tempting to save and manage money by taking a DIY approach to finances, it could end up costing you money. Research suggests that eight in ten people overestimate their own financial capability and could be making decisions that aren’t right for them as a result. Failing to seek financial advice when […]
If you’re claiming the State Pension, the good news is that it’ll increase in the new tax year. It could mean you have a bit extra money to spend on luxuries or that you can reduce how much you’re withdrawing from your Personal Pension. Even if you have other retirement provisions, your State Pension is […]
Thousands of investors have been sucked into putting their money into unsuitable mini-bond products following extensive advertising, particularly on social media. The Financial Conduct Authority (FCA) has now clamped down on the marketing of such products following a scandal. But many are likely to lose their money. What is a mini-bond? A mini-bond is effectively […]
It’s that time of the year when we start thinking about improvements we can make to our life. However, whilst many people set a New Year’s resolution, few are celebrating reaching their goal in 12 months’ time. In fact, it’s thought that about 80% of New Year’s resolutions have failed before February is over. Whatever […]
According to voucher company, RetailMeNot, UK households usually spend an average of £473.83 on presents each Christmas. If you have a younger child or grandchild in your home, then finding the perfect gift can be challenging, as the ‘must-have’ toys and games change every year. To help you, here’s a comprehensive list of the top 12 […]
Aspiring homeowners often face a struggle to secure a deposit. It’s a challenge that may be affecting your children and grandchildren. But there are things you can do to help them get on the property ladder in 2020 and improve their financial security in the future. The good news is that research from Post Office […]
The potential charges you could face when buying a leasehold property have been covered in the press. We all know that leaseholders are likely to face ground rent, as well as service and maintenance charges, that could rise rapidly. But you might overlook estate rentcharges when purchasing a freehold. When you purchase a leasehold property, […]
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