When you make investment decisions, you know they should be based on data, logic, and careful analysis. Yet, the choices you make are often influenced by behavioural biases, and these psychological tendencies could even cloud how you view and manage existing investments. Financial bias refers to the mental shortcuts or emotional tendencies that influence your […]

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes of the Financial Wellbeing Podcast. This is an extract from Chris Budd’s book The Four Cornerstones of […]

Financial planning can add real value to your life, helping you achieve your goals and enjoy the lifestyle you want.  When you think about financial planning, you might initially focus on the financial element.  Perhaps you’re interested in how planning can help you reduce your tax bill, invest to get the most out of your […]

What does your to-do list look like? The chances are it has everything from your food shopping and household chores through to learning a language and painting your spare bedroom. And when you’ve written down absolutely everything that you need and want to do, it can look so overwhelming that you simply don’t do any […]