Rising house prices and the difficulty in saving a deposit are a challenge for many home buyers. So, it’s perhaps no surprise that more and more young people are looking to parents and grandparents for help in getting onto the property ladder. The so-called bank of Mum and Dad is now the UK’s tenth biggest […]
Introduced over 150 years ago, National Savings & Investments (NS&I) aimed to encourage a culture of saving. With NS&I products your money is 100% secure and the products can make a great addition to your financial plan. Our latest guide explains why 25 million people have saved more than £167 billion with NS&I products, as […]
Restrictions on travel and concerns about the coronavirus pandemic may have affected your holiday plans for the summer months. There’s been a lot of contradictory information about what you’re entitled to and if you must cancel. So, we take a look at what your rights are and what your next steps should be if you’re […]
Hoping to come out of lockdown with new skills? Why not try your hand at mastering new cooking skills and recipes? Not only is it an opportunity to pass the time, but you’ll also get to dig into delicious plates of food now and in the future. If you’re looking for inspiration in the kitchen, […]
Millions of Brits haven’t named a Power of Attorney. It may seem like something you can put off for a while, but it’s something we should all have in place. A Power of Attorney is a legal document which gives someone you trust the ability to make decisions on your behalf if you’re unable to […]
Global stock markets have suffered due to the impact of the coronavirus pandemic, and you may have heard suggestions that now is the ‘perfect time to buy’. After all, in an ideal world, you want to buy when stock prices are low and sell at a high. However, it’s not as straightforward as that and […]
Being able to take a tax-free lump sum out of your pension when you reach pension age certainly sounds appealing. It can help you kick-start retirement plans and fully enjoy the milestone, but is it always the right decision to make? Currently, you’re able to take a 25% lump sum from your private pension at […]
While the coronavirus pandemic has affected the health of hundreds of thousands of people worldwide, it has also had a devastating effect on small and medium-sized businesses in the UK and beyond. Following a £12 billion package of measures announced in the Budget, the Chancellor has since unveiled a substantial support package designed to help […]
As the coronavirus pandemic continues to dominate world headlines, here’s what it might mean for your pension and retirement plans. The pandemic has created uncertainty in economies around the globe. As a result, stock markets have experienced shocks and over the last few weeks have seen significant falls. Fears of a recession following the pandemic […]
Over the last few months, speculation that the Bank of England would increase its base interest rate has been mounting. However, the impact of Covid-19 has changed that, leading to the central bank making two cuts to the interest rate in quick succession. Coinciding with the 2020 Budget, the base rate was cut from 0.75%, […]
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