Most people are confident they could spot a scam if they were targeted. However, it could be more difficult than you think, especially as fraudsters are increasingly using sophisticated techniques to mislead victims.  According to a survey from Which? (7 April 2025), 9 in 10 people believe they could identify a scam email or text. […]

This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 130 episodes of the Financial Wellbeing Podcast.  Sometimes, we need to take something away in order to allow other […]

Investing in buy-to-let property can provide a steady rental income, helping supplement your retirement fund or form part of the legacy you leave for loved ones. Statistics published by the government (29 August 2025) confirm that there were around 2.86 million private landlords in the UK in 2023/24. Since then, the property landscape has changed, […]

There’s a good chance that, at some point in your life, you’ve had a sudden thought that has run away with itself.  You might make a small mistake at work and convince yourself that everyone has noticed. Or, a loved one might not reply to a message, and your mind will jump to the worst […]