Jeremy Hunt delivered his second Autumn Statement as chancellor on 22 November 2023. While the headline news was cuts to National Insurance rates for employees and self-employed workers, there may have been less attention-grabbing changes that could make your finances easier to manage. Read on to discover how ISA and pension changes might be useful […]

As a parent, you might worry about your child’s long-term financial wellbeing. While you might consider supporting them through university, helping out with day-to-day costs, or handing over a home deposit, have you thought about contributing to their pension? It could go further than you think. Younger generations face some key challenges when saving for […]

Returns from diversified equity-bond portfolios have been disappointing of late. For instance, over the last 12 months, the average of funds in the Investment Association’s three ‘mixed investment’ sectors (0-35% shares, 20-60% shares and 40-85% shares) have returned between -0.7% and 1.0%. Increased long-term interest rates have encouraged negative returns from bond investments and acted […]

As the nights draw in, it’s normal to want to spend more time indoors where it’s warm. However, if it affects your mood and motivation, you could be suffering from the winter blues. Luckily, there are often steps you can take to overcome it.  The NHS estimates that around 2 million people in the UK […]